Score Big with Meridia!

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The ball is in your hands to make the move to Meridia!

It’s first and ten and you’ve got the ball – and a chance to score BIG at Meridia Community Credit Union.  Whether you need to purchase a new car, pay for home improvements, or take care of upcoming holiday expenses, Meridia is your place to  turn.  You’ll accomplish your goals and find everything you need – all under one blue roof.

Touchdown Deals!

  • Line of Credit Special Rate of 3.99% APR for 12 months (for draws made in October and November only).
  • Personal Loan Rates as low as 6.99% APR.
  • Go Beyond a 2-point conversion and score 2.01% APY on a 13-month Term Share Certificate.
  • We offer more than just a great Free Checking Account – with Meridia’s uChoose Rewards Debit Card, earn rewards on your purchases redeemable for gift cards, merchandise, travel and more!

Check out our field of membership to see if you’re eligible to join.

If you live, work or attend school in our field of membership, you can open your account at Meridia! Did you receive our mailer? Then you’re eligible to experience the credit union difference with Meridia. You’ll enjoy service that goes beyond expectation and access to everything you need for financial success.  Bankers Hours? Not at Meridia – our tellers are available 7am to 7pm Monday through Friday and Saturday from 9am to 12pm.

AUTO LOAN

RATES as low as 2.09% APR.

Whether it’s new, or new to you, our Auto Loan Rates can’t be beat! Have an existing loan outside of Meridia? Refinance it with us!

FIXED RATE HOME EQUITY LOAN

RATES as low as 4.19% APR

Time for some home improvements or updates? Our Fixed Rate Home Equity Loan makes it easy to afford what you need AND what you want!

MERIDIA’s VISA CREDIT CARD

Life should be rewarding, so Meridia’s VISA Credit Card does just that – makes your purchases rewarding. Not looking for rewards? We also offer a non-rewards card with all the other benefits Meridia’s credit cards have to offer!

Rates

PRODUCTRATE
Auto Loan Ratesas low as 2.09% APR *
Powersport Loan Ratesas low as 4.59% APR*
Term Share Certificate - 13 month2.01% APY
Personal loansas low as 6.99% APR*
Fixed Rate Home Equity Loan Ratesas low as 4.19% APR*
Home Equity Line of Creditas low as 5.25% *APR***
Credit Card Balance Transfers0% APR for 12 months

^APR = Annual Percentage Rate.
* Auto Loan Rates start at 2.09% APR for model years 2013 and newer. Rates start at 3.09% APR for model years 2012 and older.
** Fixed Rate Home Equity Loan rate assumes first lien position; 2nd lien position rates start at 4.69% APR.
*** The maximum APR will not exceed 14.5%. Based on the Prime Rate in effect on 08/01/2018, your APR for Prime plus 0.00% would be the floor rate of 5.00%. This rate may vary quarterly. (2/1, 5/1, 8/1 & 11/1) Your line is secured by a mortgage on your home and property insurance is required. There are no annual fees. Consult a tax advisor regarding deductibility of interest.
# Refer to our Application & Solicitation Disclosure for details.

Updated December 12, 2019

Frequently Asked Questions

Who is eligible to open an account at Meridia?

Anyone who lives, works or goes to school in our field of membership can open an account at Meridia! Learn more

How long are the promotional rates available?

The rates are available through December 31, 2018 at the discretion of Meridia Credit Union. This is a limited time offer, so move quickly!

I took advantage of your great offer - who else can I refer to Meridia?

Once you’re a member, you immediate family is eligible to join even if they live outside our field of membership. Want to share the wealth with your friends? Anyone who lives, works or goes to school in our field of membership is able to join!

How do I apply for a loan?

You can visit either of our three branch locations to apply for a loan, or click here to apply online.

Go Beyond Banking. Everything you need under one blue roof –

Make the Move to Meridia.