Personal Line of Credit

Access what you need, when you need it.

Create an easy way to access money when you need it whether you’re looking at a long term project, a way to fund education or just create a back up plan.

Benefits

  • Competitive Interest Rates.
  • Lines of credit ranging from $1,000 to $15,000.
  • Conveniently access your line through our tellers, GoOnline or GoMobile.
  • Advances can be made in any amount.
  • Affordable minimum payment.

Rates

TERMSAPR
Interest Rates 9.99% to 17.99% APR

APR = Annual Percentage Rate. Loan Rate is determined by your credit score.

Updated November 15, 2018

Fees

DESCRIPTIONFEE
Loan Late Charge
$29
each
Returned Loan Payment Check$29 each

Frequently Asked Questions

How do I apply for a Personal Line of Credit?

Apply online or stop in to any of our branches to complete an application with one of our Financial Service Representatives.

Can I access my line of credit online?

Access to lines of credit can be through a teller, through GoOnline or GoMobile.

What is the minimum monthly payment on my Personal Line of Credit?

The minimum payment is 2% of the balance, or $30 – whichever is greater.

A convenient and easy way to access money when you need it.