Personal Line of Credit

Access what you need, when you need it.

Create an easy way to access money when you need it whether you’re looking at a long term project, a way to fund education or just create a back up plan.

Benefits

  • Competitive Interest Rates.
  • Lines of credit ranging from $1,000 to $15,000.
  • Conveniently access your line through our tellers, GoOnline or GoMobile.
  • Advances can be made in any amount.
  • Affordable minimum payment.

Rates

TERMSAPR
Interest Rates 9.99% to 17.99% APR

APR = Annual Percentage Rate. Loan Rate is determined by your credit score.

Special Promotional Rate valid for 12 months following the date of advance.

Updated September 26, 2022

Fees

DESCRIPTIONFEE
Loan Late Charge
$29
each
Returned Loan Payment Check$29 each

Frequently Asked Questions

How do I apply for a Personal Line of Credit?

Apply online or stop in to any of our branches to complete an application with one of our Financial Service Representatives.

Can I access my line of credit online?

Access to lines of credit can be through a teller, through GoOnline or GoMobile.

What is the minimum monthly payment on my Personal Line of Credit?

The minimum payment is 2% of the balance, or $30 – whichever is greater.

A convenient and easy way to access money when you need it.