Credit Cards

Because life should be rewarding.

Reward youself ~
because life should be rewarding.

Get rid of high interest and annual fees with Meridia VISA Platinum and Meridia VISA Platinum Rewards cards. Opt for our Rewards Program to earn Bonus Points to get rewarded for everyday purchases.


  • Interest Rates of 9.99% to 17.99% APR.
  • No Annual Fee.
  • No Over Limit Fee.
  • 25-Day Grace Period on purchases.
  • Earn ScoreCard Bonus Points for Merchandise, Travel or Cash.
  • CardCentives Privilege.
  • 90-Day Product Protection.
  • 24/7 Identity Theft Victim Assistance.


Interest Rates 9.99% to 17.99% APR

APR = Annual Percentage Rate. Loan Rate is determined by your credit score.

Special Promotional Rate valid for 12 months following the date of advance.

Updated July 20, 2024

For complete details on Meridia VISA Platinum & Meridia VISA Platinum Rewards Rates and Fees, please review our Credit Card Disclosure.


Please review our Credit Card Disclosure for a complete description of Credit Card Rates and Fees.

Frequently Asked Questions

How do I apply for a Meridia VISA card?

Apply online or stop in to any of our branches to pick up a Credit Card Application. Return the completed application to us with 2 recent pay stubs.

Can I pay my Meridia VISA bill at a Meridia Branch?

Yes you can! You have several options to make payments including right at one of our three branch locations.

Where do I track my ScoreCard Rewards?

Your rewards can be managed online ~ click here to access the site!

Who do I call if my Meridia VISA Platinum Card is lost or stolen?

If your card is lost or stolen, call 1-800-991-4964 immediately.

I have a question about my bill - who do I call?

For Meridia ScoreCard Visa billing inquiries, call 1-800-477-0227.

How many points do I need to start redeeming for merchandise?

There are over 1,000 items available with as few as 700 Bonus Points!

How do I order merchandise?

Merchandise is ordered online and shipping is free!

Can I use my Bonus Points for more than merchandise rewards?

YES! Bonus Points can also be redeemed for Travel or Cash Back!

What is the minimum monthly payment on my Meridia VISA Platinum card?

The minimum payment is 2.00% of the balance, or $30 – whichever is greater.

Earn rewards for everyday purchases.

Let your grocery, gas, clothing and every purchases earn your rewards ~ because life should be rewarding.