LPL Financial Services

Have a Financial Future of Your Own Design.

Prepare Now for Your Financial Future

Meridia members have access to the financial planning and investment services available through our relationship with LPL Financial Services. Let Meridia Go Beyond for you by introducing you to our financial advisor.

Planning your future isn’t one of those things you should put off. As the saying goes, “If you fail to plan, you plan to fail.” If it’s your retirement plan, insurance needs, savings, debt or budgeting that’s concerning you, download LPL’s guide and call us today at (716) 648-4411. An experienced and knowledgeable financial advisor can help you determine investment objectives, select appropriate services and products, and make important investment decisions.

We offer complimentary consultations to provide you with confidence that you are prepared to reach your financial goals and be ready for whatever comes your way. Individual appointments are available at no cost and can address the following services:

Benefits

  • Life Insurance
  • Disability Income Insurance
  • Retirement Savings Review & Planning
  • Analysis of Savings & Investments
  • Retirement Needs Analysis & Strategies
  • Long Term Care Insurance
  • Budgeting & Cashflow Study
  • College Costs Analysis
  • Employee Benefits Packages

“I’d had a 401(k) from a past employer just kind of sitting out there for years. When I finally got around to setting an appointment and talking with the advisor, I learned about opportunities I could take advantage of, and actually made a plan for retirement instead of just hoping for the best. It was much easier than I thought, and I was really glad that I could work with an advisor right at Meridia. I was much more comfortable being in a familiar place. During our meeting, I found out I could start saving for my daughter’s college, and took care of that, too.”

–Karen R.

Additional Information

Download LPL’s Guide

Download LPL’s Guide for more information.

Disability Insurance

Your most important asset isn’t your home, your vehicle, your boat, or your jewelry. It’s your ability to earn a living. Most people insure their possessions, but neglect to insure their health, or their ability to earn a living. Your plans for the future are made on the assumption that you’ll continue to earn a paycheck until you retire. But what happens if those paychecks stop? This is where disability insurance comes in to help. It provides an income to you and your family if you’re unable to work due to illness or injury.

There are other sources of disability income protection, including worker’s compensation, Social Security, or employer-sponsored coverage, but you cannot control those options. They may not provide the income you require. You can choose the following with an individual disability insurance policy:

1. Decide how much coverage to purchase.
2. Know when it will begin to provide coverage benefits.
3. Take it with you if you decide to change employers.

 

 Life Insurance

There are as many life insurance solutions as there are needs. Deciding how much and what type of insurance to purchase depends on your specific needs and circumstances, which could include protection for income replacement for your family, home mortgages and equity loans, and childcare and education expenses.

LPL Financial Services advisors will work with you to determine what works best for you’re your personal situation Whatever your needs or budget, we can help you provide your family or business with the protection needed for those “What If…” situations.

 

Securities and advisory services offered through LPL Financial, a registered investment advisor, Member FINRA* / SIPC*. Insurance products offered through LPL Financial or its licensed affiliates.

The LPL Financial Advisor associated with this site may only discuss and/or transact securities business with residents of the following states: NY, MI, FL.

Meridia Credit Union is not a registered broker/dealer, nor affiliated with LPL Financial Services.

Fees

DESCRIPTIONFEE
Consultation
Complimentary
Other fees may apply. Refer to our full fee schedule for further information.

Frequently Asked Questions

Where will I meet with a Financial Advisor?

Most appointments are held at our Southwestern Branch and can be scheduled at a time convenient to you.

Can I access my LPL Account online?

Once you have established an account through our LPL Advisor, you can access the account online. Click here to access your account or register as a first time user.

You can access your LPL Financial Account online!

Click Here for LPL Account View

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