First Mortgages
Feel right at home working with our mortgage partner, Owners Choice Funding.
Make Your Dream a Reality
Purchasing your dream home is one of life’s most satisfying accomplishments, but it’s also one of the biggest and most important financial decisions you’ll ever make. It’s important to feel comfortable with your decision and receive help along the way. Meridia wants to turn your dream of home ownership into a reality.
Whether you’re a first-time home buyer, or refinancing your existing home, the mortgage professionals at Owner’s Choice Funding work with you every step of the way to finance the home of your dreams. We have partnered with Owners Choice Funding to offer conventional first mortgages and refinancing of existing mortgages at competitive rates. Trust us to go beyond the ordinary to help you reach your home ownership dream.
Benefits
- Local underwriting–we know our market
- Your loan will always be serviced by the same company
- Fast approvals to save you valuable time
- Low fees to save you money
- Extensive mortgage lending experience
Rates
We offer conventional first mortgages and refinancing of existing mortgages at competitive rates*.
*By clicking this link you are leaving Meridia Community Credit Union’s website and going to a website that is not operated by the credit union. Meridia Community Credit Union is not responsible for the content or availability of linked sites. Please be advised that Meridia Community Credit Union does not represent either the third party or you, the member, if you enter into a transaction. Further, the privacy and security policies of the linked site may differ from those practiced by the credit union.
Calculator
Use the mortgage calculator* on Owners Choice Funding.
*By clicking this link you are leaving Meridia Community Credit Union’s website and going to a website that is not operated by the credit union. Meridia Community Credit Union is not responsible for the content or availability of linked sites. Please be advised that Meridia Community Credit Union does not represent either the third party or you, the member, if you enter into a transaction. Further, the privacy and security policies of the linked site may differ from those practiced by the credit union.
Fees
See fee information* provided by Owners Choice Funding.
*By clicking this link you are leaving Meridia Community Credit Union’s website and going to a website that is not operated by the credit union. Meridia Community Credit Union is not responsible for the content or availability of linked sites. Please be advised that Meridia Community Credit Union does not represent either the third party or you, the member, if you enter into a transaction. Further, the privacy and security policies of the linked site may differ from those practiced by the credit union.
Frequently Asked Questions
Who handles the mortgage application process?
We have an established relationship with Owners Choice Funding* to serve credit union members’ mortgage needs.
*By clicking this link you are leaving Meridia Community Credit Union’s website and going to a website that is not operated by the credit union. Meridia Community Credit Union is not responsible for the content or availability of linked sites. Please be advised that Meridia Community Credit Union does not represent either the third party or you, the member, if you enter into a transaction. Further, the privacy and security policies of the linked site may differ from those practiced by the credit union.
Will my mortgage be sold?
Some mortgages may be sold, but regardless of who “owns” the loan, you will continue to pay Owner’s Choice Funding each month.
Making Your Dream A Reality
Simply fill out the form online* or call Owners Choice Funding at (716) 839-0701 to set an appointment. Mortgage professionals at Owners Choice Funding will guide you every step of the process, from pre-approval to closing on the home of your dreams.