Personal Line of Credit
Access what you need, when you need it.
Create an easy way to access money when you need it whether you’re looking at a long term project, a way to fund education or just create a back up plan.
Benefits
- Competitive Interest Rates.
- Lines of credit ranging from $1,000 to $15,000.
- Conveniently access your line through our tellers, GoOnline or GoMobile.
- Advances can be made in any amount.
- Affordable minimum payment.
Rates
| TERMS | APR |
|---|---|
| Interest Rates | 9.99% to 17.99% APR |
APR = Annual Percentage Rate. Loan Rate is determined by your credit score. |
|
Fees
| DESCRIPTION | FEE |
|---|---|
| Loan Late Charge | $29 each |
| Returned Loan Payment Check | $29 each |
Frequently Asked Questions
How do I apply for a Personal Line of Credit?
Apply online or stop in to any of our branches to complete an application with one of our Financial Service Representatives.
Can I access my line of credit online?
Access to lines of credit can be through a teller, through GoOnline or GoMobile.
What is the minimum monthly payment on my Personal Line of Credit?
The minimum payment is 2% of the balance, or $30 – whichever is greater.